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Why You Should Not Talk to an Insurance Agent on Your Own After Being in a Car Accident

Many people who have been involved in car accidents have gone through insurance. This means that they are getting paid the amount it costs to fix their vehicle, and possibly some of the medical costs that they have incurred because of injuries from the accident. It is important to always speak with a car accident lawyer, like a lawyer from Tuttle Law, P.A., before speaking with an insurance agent, however. Often, insurance payouts are not enough to compensate you for all of the damages incurred in the accident. You deserve to have your life go back to normal without paying for everything on your own. Here are just a few reasons you should not speak with the other party’s insurance without a lawyer on your side. 

Insurance Agents Are Trained to Pay You Minimum Compensation

The agent may sound friendly when you speak with him or her on the phone, but you need to keep in mind that it is their job to give you the least amount of money possible so that their company does not have to pay too much for your case. Even if you think the amount that the agent is offering seems fair, you need to have a car accident lawyer look over the numbers to determine whether or not the payout will cover all of your past, present, and even future expenses because of the accident. Odds are, at the very least, your future costs will not be covered by insurance. 

You Need to Look at the Big Picture

As mentioned in the last paragraph, insurance agents are trained to give minimal compensation for car accident cases. This means that he or she may offer to pay all of the bills you have incurred, but the agent is neglecting to look at any potential long term issues you may have to deal with because of the accident. If you sustained serious injuries or trauma to your body, you deserve to have all of your future treatments taken care of by the at fault party as well. A good car accident lawyer will do his or her best to make sure all of your bills are taken care of — not just the money you have already spent on your case. 

A Car Accident Lawyer Will Have Your Best Interest at Heart

You can trust a lawyer that you hire to always want what is best for you, not what is best for the other party or a large company. Your lawyer will be able to tell you whether or not a settlement amount seems fair and help you decide if you want to take what the insurance agent is offering or if you should take your case to court to seek more compensation. Most personal injury lawyers work on a contingency fee basis, which means that they will only take a percentage of your payout if you win. This means that it is risk-free to enlist the help of a lawyer. Reach out to one as soon as possible so that you do not miss the statute of limitations for filing.