After bicycle accident injuries, cyclists will often face significant challenges, from medical bills to lost income. Compensation may be available to help with these burdens, but the process can feel overwhelming. Below, we’ve addressed some of the most common questions people ask about recovering damages after a bike accident. If you’re seeking guidance, a Des Moines, IA bike accident lawyer can help clarify your options.
What Compensation Can I Recover After A Bike Accident?
If you were injured in a bike accident caused by someone else, you may be entitled to compensation for various damages. These can include medical expenses, lost wages, pain and suffering, and property damage. The exact compensation available depends on the circumstances of your case, including the severity of your injuries and the at-fault party’s level of negligence.
Does Insurance Cover Injuries From Bike Accidents?
Insurance may cover your injuries depending on the situation. If the driver responsible for your accident has auto insurance, their policy may cover your medical bills and other damages. If they are uninsured or underinsured, you might be able to turn to your own insurance policy for compensation. It’s important to review your policy or seek legal guidance to explore all your options.
How Does Fault Affect The Compensation I Can Receive?
When determining how much compensation you can recover after an accident, fault will play a major role in the process. If you are found partially responsible for the accident, your compensation may be reduced proportionally. For example, if you are 20% at fault, your recovery may be reduced by that percentage. Iowa follows comparative fault laws, so it’s critical to present evidence that clearly demonstrates the other party’s liability.
What If I Wasn’t Wearing A Helmet During The Accident?
Not wearing a helmet doesn’t automatically bar you from recovering compensation. However, the defense might argue that your injuries were more severe because you weren’t wearing one. This could impact the amount of compensation you’re eligible to receive. It’s important to work with professionals who can effectively argue your case and highlight the other party’s responsibility for the accident.
How Long Do I Have To File A Claim For A Bike Accident?
In Iowa, there is a statute of limitations for personal injury claims, including bike accidents. Generally, you have two years from the date of the accident to file a claim. Missing this deadline could prevent you from recovering damages, so acting promptly is essential. This timeframe applies to most claims, but unique circumstances may require a different timeline.
Recovering The Compensation You Deserve
Knowing your rights and options for compensation is critical if you’ve been injured in a bike accident. The process may seem daunting, but legal guidance can make a difference in the outcome of your case. Our team is here to help you pursue the compensation you deserve. Des Moines Injury Law has the experience and dedication to assist you during this time. Our team’s goals are to reduce your stress and maximize your compensation. Connect with us today to discuss your case and take the next step forward. Speak with a legal professional to schedule a complimentary consultation so that you can learn more about how we can support your recovery.
